Disability Benefit Guide USA
Medicare Resources by State
Medicare eligibility follows federal rules. State Health Insurance Assistance Programs (SHIPs) offer free, objective help understanding coverage, enrollment and cost assistance. Use the verified state locator below for current counseling contacts.
51 state resources shown
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Alabama
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Alabama Medicare Counseling — Senior Health Insurance Program (SHIP)
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Alaska
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Alaska Medicare Counseling — Senior Health Insurance Program (SHIP)
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Arizona
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Arizona Medicare Counseling — Arizona State Health Insurance Assistance Program (SHIP)
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Arkansas
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Arkansas Medicare Counseling — Senior Health Insurance Information Program (SHIIP)
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California
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
California Medicare Counseling — California Health Insurance Counseling and Advocacy Program (HICAP)
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Colorado
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Colorado Medicare Counseling — State Health Insurance Assistance Program (SHIP)
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Connecticut
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
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Delaware
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Delaware Medicare Counseling — Delaware Medicare Assistance Bureau
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District of Columbia
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
District of Columbia Medicare Counseling — DC State Health Insurance Assistance Program (SHIP)
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Florida
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Florida Medicare Counseling — Serving Health Insurance Needs of Elders (SHINE)
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Georgia
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Georgia Medicare Counseling — Georgia State Health Insurance Assistance Program
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Hawaii
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Hawaii Medicare Counseling — Hawaii State Health Insurance Assistance Program (SHIP)
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Idaho
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Idaho Medicare Counseling — Senior Health Insurance Benefits Advisors (SHIBA)
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Illinois
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Illinois Medicare Counseling — Senior Health Insurance Program (SHIP)
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Indiana
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Indiana Medicare Counseling — State Health Insurance Assistance Program (SHIP)
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Iowa
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Iowa Medicare Counseling — Senior Health Insurance Information Program (SHIIP)
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Kansas
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Kansas Medicare Counseling — Senior Health Insurance Counseling for Kansas (SHICK)
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Kentucky
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Kentucky Medicare Counseling — State Health Insurance Assistance Program (SHIP)
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Louisiana
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Louisiana Medicare Counseling — Senior Health Insurance Information Program (SHIIP)
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Maine
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Maine Medicare Counseling — Maine State Health Insurance Assistance Program (SHIP)
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Maryland
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Maryland Medicare Counseling — State Health Insurance Assistance Program (SHIP)
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Massachusetts
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Massachusetts Medicare Counseling — Serving Health Insurance Needs of Everyone (SHINE)
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Michigan
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Michigan Medicare Counseling — Michigan State Health Insurance Assistance Program (SHIP)
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Minnesota
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
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Mississippi
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Mississippi Medicare Counseling — State Health Insurance Assistance Program (SHIP)
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Missouri
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Missouri Medicare Counseling — Missouri State Health Insurance Assistance Program (SHIP)
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Montana
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Montana Medicare Counseling — Montana State Health Insurance Assistance Program (SHIP)
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Nebraska
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
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Nevada
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Nevada Medicare Counseling — Nevada Medicare Assistance Program (MAP)
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New Hampshire
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
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New Jersey
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
New Jersey Medicare Counseling — State Health Insurance Assistance Program (SHIP)
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New Mexico
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
New Mexico Medicare Counseling — New Mexico ADRC – State Health Insurance Assistance Program (SHIP)
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New York
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
New York Medicare Counseling — Health Insurance Information, Counseling and Assistance (HIICAP)
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North Carolina
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
North Carolina Medicare Counseling — Seniors’ Health Insurance Information Program (SHIIP)
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North Dakota
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
North Dakota Medicare Counseling — State Health Insurance Counseling Program (SHIC)
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Ohio
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Ohio Medicare Counseling — Ohio Senior Health Insurance Information Program (OSHIIP)
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Oklahoma
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Oklahoma Medicare Counseling — Senior Health Insurance Counseling Program (SHIP)
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Oregon
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Oregon Medicare Counseling — Senior Health Insurance Benefits Assistance (SHIBA)
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Pennsylvania
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Pennsylvania Medicare Counseling — PA MEDI – Pennsylvania Medicare Education and Decision Insight
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Rhode Island
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Rhode Island Medicare Counseling — Senior Health Insurance Program (SHIP)
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South Carolina
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
South Carolina Medicare Counseling — State Health Insurance Assistance Program (SHIP)
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South Dakota
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
South Dakota Medicare Counseling — Senior Health Information and Insurance Education (SHIINE)
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Tennessee
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Tennessee Medicare Counseling — State Health Insurance Assistance Program (SHIP)
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Texas
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Texas Medicare Counseling — Health Information, Counseling, and Advocacy Program (HICAP)
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Utah
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Utah Medicare Counseling — Senior Health Insurance Information Program (SHIP)
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Vermont
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Vermont Medicare Counseling — State Health Insurance Assistance Program (SHIP)
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Virginia
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Virginia Medicare Counseling — Virginia Insurance Counseling & Assistance Program (VICAP)
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Washington
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Washington Medicare Counseling — Statewide Health Insurance Benefits Advisors (SHIBA)
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West Virginia
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
West Virginia Medicare Counseling — State Health Insurance Assistance Program (SHIP)
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Wisconsin
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Wisconsin Medicare Counseling — State Health Insurance Assistance Program (SHIP)
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Wyoming
Free, objective Medicare counseling through the state SHIP network; ask about enrollment, coverage choices, and help with costs.
Wyoming Medicare Counseling — State Health Insurance Assistance Program (SHIP)
Sources checked October 20, 2026. Read the National Medicare Guide · Explore Social Security and Community Resources by State