Social Security Disability (SSDI) and Supplemental Security Income (SSI) Basics

If you’re unable to work due to a disability, you may be eligible for two different types of Social Security benefits: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).

Social Security Disability Benefits (SSDI)

SSDI is a program that provides benefits to people who are disabled and unable to work, but who have paid enough into the Social Security system through taxes to be considered “insured.” The amount of your benefit is based on your work history and earnings, and you may also be eligible for Medicare after a waiting period.

Supplemental Security Income (SSI)

SSI is a needs-based program that provides benefits to people who are disabled and have limited income and resources. The amount of your benefit is based on your financial need and can vary depending on where you live and what other income or resources you have.

Disability Benefits Eligibility

To be eligible for either program, you must meet the Social Security Administration’s definition of disability. This means that you must have a medically determinable physical or mental impairment that is expected to last at least 12 months or result in death, and that prevents you from doing substantial gainful activity.

You can use the Social Security Administration’s Benefit Eligibility Screening Tool to determine if you’re eligible for disability benefits.

Applying for Disability Benefits

You can apply for SSDI or SSI benefits online, by phone, or in person at your local Social Security office. The application process can be lengthy and complex, so it’s important to gather all of the necessary information and documentation before you apply.

The Social Security Administration website provides detailed information on how to apply for disability benefits and what information you’ll need to provide.

If your initial application is denied, you can appeal the decision and request a hearing before an administrative law judge. It’s recommended that you seek the assistance of an experienced Social Security disability attorney or representative to help you through the appeals process.

What to do if I need to Apply, Reapply or need help with a Disability Hearing?

Understanding the basics of SSDI and SSI can help you determine if you’re eligible for benefits and how to apply. If you need more information, visit the Social Security Administration website for resources and assistance on disability benefits and other related topics. For a Fast, Free, No Obligation Disability Benefits Evaluation – Click Here

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